Small Business

The Missouri Linked Deposit Program partners with lenders to provide low-interest loans to create and retain Missouri jobs, encourage new economic development projects, and strengthen communities statewide.

The Missouri Linked Deposit Program for Small Business provides low-interest loans to enable growth for Missouri's small businesses.



Eligible businesses must:

  • Be headquartered in Missouri.
  • Maintain operations and transact business in Missouri.
  • Employ less than 100 full-time employees.
  • Be organized for profit.
  • Currently owe no unpaid, non-protested taxes to the State of Missouri or any political subdivision.
  • Have no unresolved environmental compliance issues with the Missouri Department of Natural Resources.

Loan Usage

Loans may be used for:

  • Inventory
  • Rent, utilities, insurance or taxes
  • Professional fees
  • Equipment purchase, rental or lease
  • Renovations, repairs and maintenance of equipment and facilities (paving, fencing, installation of loading docks, etc.)
  • Purchase of owner-occupied buildings

Download a Small Business Loan Application to be completed with your lender.